I agree with the above comments. My experience with Bob's Goof Proof is very similar.
It is a scam. The company behind Bob's Goof Proof, Guardian Products, is in a business of collecting premiums and rejecting claims. They are copying a scam shown in a movie "The Rainmaker" where the health insurance company collected premiums but rejected all claims. In the movie the company was forced out of business by a lawsuit, but we would need a class action to put Guardian out of business because individual premiums are to low to justify a law suit.
Bob's Furniture must be aware of the scam, but it is receiving a kickback from Guardian and is pushing this scam on it's customers.
No more buying from Bob's!!! What a rip off!!!
Reason of review: Goof Proof scam.
Monetary Loss: $108.
Preferred solution: Full refund.
Bobs Discount Furniture Cons: Goof proof protection plan is a scam, Shady business practice.