About 2 years ago, my wife and I purchased 2 leather couches from Bob's discount furniture, total cost approximately $1,200, and also purchased this $149 goof proof insurance. After less than 2 years, a hole started wearing in both the headrest and the cushion.
We called Bobs, who sent a technician out in the beginning of June 2013 to survey the damage. A month went by, heard nothing back, we called back, then they said we had to call Goof Proof, who we then had to re-report our claim. Now the holes got worse. A month later of back and forth trying to get the claim escalated, they informed us this damage isn't covered because it isn't accidental.
Meanwhile if I had stabbed it with a knife, it would be considered accidental. So now Bob's refuses to take back the sofa, or even re-upholster the damaged areas. If these were cheap couches, I wouldn't be upset, but these were supposed to be top of the line, where for the same money I could've gone to a Macy's and Raymour, but chose Bob's due to the insurance etc.
The manager in the store as well as their customer service was deplorable.
Review about: Bobs Discount Furniture Cushion.
Monetary Loss: $1200.